50/30/20 Budget OS

Here's how it works:

Split your income into three parts, 50% for needs, 30% for wants, and 20% for savings.

Needs (50%): Put 50% of your money towards important things like bills, rent, groceries, and transport.

Wants (30%): Spend 30% of your money on fun stuff like eating out, movies, shopping, and holidays.

Savings (20%): Save and invest 20% of your money for things like emergencies, paying off debts, retirement, and big future plans.